How much are your monthly expenses?

bringsmewomen · 06-02-2006, 06:19 AM

Starting to do some serious budgeting for myself
Trying to compare notes for bills/expenses for the following categories:

Heat
Water
Electric
Food
Leisure
Insurance
Car(s)
Cable
Internet
Phone
Cellphone
Other miscellaneous (Haircuts, TiVo, dry cleaning etc)

ScotyH · 06-02-2006, 08:15 AM

Including investments and mortgage, about $5200/month.

yaja · 06-02-2006, 09:07 AM

You left off one that's growing larger everyday, GASOLINE!!!

dbstang · 06-02-2006, 10:44 AM

Badbob, You are budgeting 11,000 per month for taxes. HOLY SHIT! Some of us dont even make that much in a month let alone just the tax part. If you budgeting 11,000 for taxes you must be making about 400k a year.

Squawks · 06-02-2006, 11:58 AM

Quote:

Originally Posted by dbstang

Badbob, You are budgeting 11,000 per month for taxes. HOLY SHIT! Some of us dont even make that much in a month let alone just the tax part. If you budgeting 11,000 for taxes you must be making about 400k a year.

With that salary and a 330i, Bob, you were quite frugal in your car search!

MoreCowbell · 06-02-2006, 12:07 PM

My fiance live and work in NYC, so take that into account. These numbers are estimated.

Rent: 3k
e90 Lease: $450
Parking Spot: $375
Renters/Auto insurance: $200
Amex: $4500(food, entertainment, etc)
Cash: 2k
Utilities: $500(including cell)
Housekeeping: $150
Pet Insurance: $20
Gym: $280

$11,475 estimated

Nikki · 06-02-2006, 12:30 PM

Here are my guesses, I'll have to do an actual and compare later.

Heat: $0
Rent (Water Included): $1220
Electric: $150
Food: $600
Gas: $80
Leisure: $500
Insurance:$260
Car Lease: $700
Cable & Internet: $130
Phone: $0
Cellphone: $50
Other miscellaneous (Haircuts, TiVo, dry cleaning etc): $500

$4190

Broken1 · 06-02-2006, 01:11 PM

Interestin this thread has so little replies :-) hehe.

Its too much hassle to give you the breakdown, cause I have to divide everything into dollars - but we spend about $30 000- $40 000 a month running the house, paying cars, entertainment, DSTV (satelite tv - we don't get cable here), dsl, food, heat, water etc. It's a bloody fortune.

MoreCowbell · 06-02-2006, 01:32 PM

30 to 40k a month???

saalim · 06-02-2006, 02:12 PM

Quote:

Originally Posted by Broken1

...... but we spend about $30 000- $40 000 a month ...........

I suddenly feel very poor. My expenses:

Apartment : $ 1700
Car : $950 [$750+$200]
Rest : ~ $2000

Total: ~5K

Brunotheboxer · 06-02-2006, 02:57 PM

ignorance is bliss.

Daytona_John · 06-02-2006, 03:19 PM

Quote:

Originally Posted by findtom

It's funny how people say they feel poor because their expenses are low.

I guess I'm the poorest here then...

Mortgage: $400.00
Electric: $100
Groceries: $400
Gas: $160
Leisure: $500
Car Insurance:$70
Car Lease: $470
Cable & Internet: $109
Phone: $0
Cellphone: $50
Other miscellaneous (Haircuts, TiVo, dry cleaning etc): $200

These are ballparks and not all inclusive, but I know the budget I have set up in MS Money shows me having a monthly minimum of about $2300.00 needed to cover my expenses.

Keep in mind my wife and I are still living in my 3 BDR/2BRM Condo that I only owe 40k on.

Squawks · 06-02-2006, 03:30 PM

Mortgage of $400?!? Holy moley!!

txusa03 · 06-02-2006, 04:00 PM

Quote:

Originally Posted by Nikki

Here are my guesses, I'll have to do an actual and compare later.

Heat: $0
Rent (Water Included): $1220
Electric: $150
Food: $600
Gas: $80
Leisure: $500
Insurance:$260
Car Lease: $700
Cable & Internet: $130
Phone: $0
Cellphone: $50
Other miscellaneous (Haircuts, TiVo, dry cleaning etc): $500

$4190

hmm you left out tuition, unless you are on a full scholarship...

txusa03 · 06-02-2006, 04:01 PM

Quote:

Originally Posted by Squawks

Mortgage of $400?!? Holy moley!!

could be a crack house

edit: sorry had to go there, it was just too funny for me. Chill...

MoreCowbell · 06-02-2006, 04:13 PM

$400 Dollar mortgage.

Unreal.

Daytona_John · 06-02-2006, 04:34 PM

Quote:

Originally Posted by txusa03

could be a crack house

edit: sorry had to go there, it was just too funny for me. Chill...

It's a bachelor pad to be sure, but no crack house.

Ranch style condo, end unit with only one other condo attached.

findtom · 06-02-2006, 04:36 PM

Quote:

Originally Posted by Daytona_John

It's a bachelor pad to be sure, but no crack house.

Ranch style condo, end unit with only one other condo attached.

I bet you could pay off your mortgage with your watch collection.

Daytona_John · 06-02-2006, 04:44 PM

Quote:

Originally Posted by findtom

I bet you could pay off your mortgage with your watch collection.

Don't say common sense things like that...(plugging my ears)...Lalalalalalalalala...

Nikki · 06-02-2006, 06:15 PM

Quote:

Originally Posted by txusa03

hmm you left out tuition, unless you are on a full scholarship...

my dad pays half and my mom pays half. it's only like $1600 a semester though, that's why I moved here to go to school.

06-02-2006, 06:19 AM	#1
bringsmewomen Lieutenant 262 Rep 484 Posts Drives: e90 Join Date: Mar 2006 Location: CA iTrader: (0)	How much are your monthly expenses? Starting to do some serious budgeting for myself Trying to compare notes for bills/expenses for the following categories: Heat Water Electric Food Leisure Insurance Car(s) Cable Internet Phone Cellphone Other miscellaneous (Haircuts, TiVo, dry cleaning etc)
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06-02-2006, 08:15 AM	#2
ScotyH Bimmer me up 20 Rep 340 Posts Drives: 08 M3, 2010 GTR Join Date: Sep 2005 Location: Edmonton,AB iTrader: (0)	Including investments and mortgage, about $5200/month.
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06-02-2006, 09:07 AM	#3
yaja Private First Class 32 Rep 120 Posts Drives: 2006 E90 Join Date: Mar 2006 Location: Europe iTrader: (0)	You left off one that's growing larger everyday, GASOLINE!!!
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06-02-2006, 10:44 AM	#4
dbstang My Car is a HYBRID! It burns gas and rubber. 6 Rep 75 Posts Drives: 2006 330i Join Date: Jul 2005 Location: Central NJ iTrader: (0) Garage List 2006 330I [0.00]	Badbob, You are budgeting 11,000 per month for taxes. HOLY SHIT! Some of us dont even make that much in a month let alone just the tax part. If you budgeting 11,000 for taxes you must be making about 400k a year. __________________ 330i/Monaco Blue/Beige lth/SP/PP/Nav/Heated Seats/Sat Prep
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06-02-2006, 12:07 PM	#6
MoreCowbell Lieutenant Colonel 530 Rep 1,701 Posts Drives: 24 i5M60 23 X740 23 Vette Z06 Join Date: Feb 2006 Location: Westchester, NY iTrader: (0)	My fiance live and work in NYC, so take that into account. These numbers are estimated. Rent: 3k e90 Lease: $450 Parking Spot: $375 Renters/Auto insurance: $200 Amex: $4500(food, entertainment, etc) Cash: 2k Utilities: $500(including cell) Housekeeping: $150 Pet Insurance: $20 Gym: $280 $11,475 estimated
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06-02-2006, 12:30 PM	#7
Nikki Major General 1042 Rep 6,381 Posts Drives: Sepang Z4MC Join Date: Aug 2005 Location: LA iTrader: (9)	Here are my guesses, I'll have to do an actual and compare later. Heat: $0 Rent (Water Included): $1220 Electric: $150 Food: $600 Gas: $80 Leisure: $500 Insurance:$260 Car Lease: $700 Cable & Internet: $130 Phone: $0 Cellphone: $50 Other miscellaneous (Haircuts, TiVo, dry cleaning etc): $500 $4190 __________________ Nikki
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06-02-2006, 01:11 PM	#8
Broken1 Addict 208 Rep 2,075 Posts Drives: 2024 X5 40i M-Sport Join Date: May 2005 Location: Ontario iTrader: (0)	Interestin this thread has so little replies :-) hehe. Its too much hassle to give you the breakdown, cause I have to divide everything into dollars - but we spend about $30 000- $40 000 a month running the house, paying cars, entertainment, DSTV (satelite tv - we don't get cable here), dsl, food, heat, water etc. It's a bloody fortune.
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06-02-2006, 01:32 PM	#9
MoreCowbell Lieutenant Colonel 530 Rep 1,701 Posts Drives: 24 i5M60 23 X740 23 Vette Z06 Join Date: Feb 2006 Location: Westchester, NY iTrader: (0)	30 to 40k a month???
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06-02-2006, 02:57 PM	#11
Brunotheboxer Colonel 399 Rep 2,984 Posts Drives: 2014 Shelby GT500. Join Date: Jan 2006 Location: Boston/Cape Cod iTrader: (0)	ignorance is bliss. __________________ "...I maybe drunk, but you're ugly, and I can sober up..."
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06-02-2006, 03:30 PM	#13
Squawks One of my two dachshunds: 56 Rep 663 Posts Drives: B6 A4 3.0 Quattro Join Date: Aug 2005 Location: Ithaca, NY iTrader: (0)	Mortgage of $400?!? Holy moley!! __________________ I'm sorry about my outlandish behavior - there's too much blood in my alcohol system.
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06-02-2006, 04:13 PM	#16
MoreCowbell Lieutenant Colonel 530 Rep 1,701 Posts Drives: 24 i5M60 23 X740 23 Vette Z06 Join Date: Feb 2006 Location: Westchester, NY iTrader: (0)	$400 Dollar mortgage. Unreal.
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