Anyone tried getting their money back from their credict card company?

eNCore · 02-04-2009, 05:22 AM

I recently got scammed on eBay, anyone know if I can get the money back from the credict card company? Ok here is what happened, I bought a pair of designer jeans on eBay for $260 dollars! Then I got an empty box shipped to me! I paid using Paypal; I know I can file a dispute to Paypal, but it is passed the 45 days mark. So I am guessing right now my only chance is with my credict card company. BTW, I use Visa.

hks786 · 02-04-2009, 05:37 AM

If you give a little description about what happened someone might be able to help. I feel your pain btw, I've suffered fraud once on Ebay.

MrHarris · 02-04-2009, 06:10 AM

Depends on which credit card company. American Express fights for you. If you dispute, they will take the charge off and investigate. If they find you are right then they will remove it for good

Comet · 02-04-2009, 06:56 AM

you lose nothing by calling and asking..
chances are they will fight it...

darkcloud · 02-04-2009, 08:30 AM

Quote:

Originally Posted by MrHarris

Depends on which credit card company. American Express fights for you. If you dispute, they will take the charge off and investigate. If they find you are right then they will remove it for good

Yeah, AMEX is the bomb with this stuff.

I'm sure other companies will do that same, you just may have to do more leg work.

Sh0cker · 02-05-2009, 06:58 PM

It took you 45 days to figure out the box was empty?

Credit cards usually side with the purchaser, you'll probably get your money back.

Blake · 02-05-2009, 07:08 PM

just call them and say the charge was not authorized by you. most of the time, they don't give a shit. they'll refund you the $$ and that's probably the last you'll ever hear about it...at least that's been my experience. the worst that can happen is you'll have to get new CC numbers.

i did it once when i lost $500 one night doing online poker, i was shitfaced and don't really remember doing it...called and said some nigerian stole my card and got all the money back. i never heard a complaint once from bank of america, although i did get an email from whichever online casino it was calling me an asshole, etc.

endofanera7 · 02-05-2009, 07:26 PM

Quote:

Originally Posted by Blake

just call them and say the charge was not authorized by you. most of the time, they don't give a shit. they'll refund you the $$ and that's probably the last you'll ever hear about it...at least that's been my experience. the worst that can happen is you'll have to get new CC numbers.

i did it once when i lost $500 one night doing online poker, i was shitfaced and don't really remember doing it...called and said some nigerian stole my card and got all the money back. i never heard a complaint once from bank of america, although i did get an email from whichever online casino it was calling me an asshole, etc.

lol...

Nezo86 · 02-05-2009, 07:53 PM

Quote:

Originally Posted by Blake

just call them and say the charge was not authorized by you. most of the time, they don't give a shit. they'll refund you the $$ and that's probably the last you'll ever hear about it...at least that's been my experience. the worst that can happen is you'll have to get new CC numbers.

i did it once when i lost $500 one night doing online poker, i was shitfaced and don't really remember doing it...called and said some nigerian stole my card and got all the money back. i never heard a complaint once from bank of america, although i did get an email from whichever online casino it was calling me an asshole, etc.

hahaha what a great idea!!!

kevinbahnz · 02-05-2009, 07:58 PM

I bought something with my B0fA debit and when it didnt come in the mail. BofA credited my money back.

02-04-2009, 05:22 AM	#1
eNCore ///M 5light 257 Rep 439 Posts Drives: 13 MCB ///M5 Join Date: May 2008 Location: Los Angeles, 626 iTrader: (1)	Anyone tried getting their money back from their credict card company? I recently got scammed on eBay, anyone know if I can get the money back from the credict card company? Ok here is what happened, I bought a pair of designer jeans on eBay for $260 dollars! Then I got an empty box shipped to me! I paid using Paypal; I know I can file a dispute to Paypal, but it is passed the 45 days mark. So I am guessing right now my only chance is with my credict card company. BTW, I use Visa. Last edited by eNCore; 02-04-2009 at 06:15 AM..
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02-04-2009, 05:37 AM	#2
hks786 Major General 2276 Rep 5,364 Posts Drives: * Join Date: Mar 2006 Location: UK iTrader: (0)	If you give a little description about what happened someone might be able to help. I feel your pain btw, I've suffered fraud once on Ebay. __________________
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02-04-2009, 06:10 AM	#3
MrHarris yodog 201 Rep 5,024 Posts Drives: '86 Corolla Join Date: Jun 2007 Location: Diamond Bar, Ca iTrader: (5) Garage List 2009 BMW [10.00]	Depends on which credit card company. American Express fights for you. If you dispute, they will take the charge off and investigate. If they find you are right then they will remove it for good __________________ 2009 E92 M3 \| Alpine White \| Black Extended \| Advan RS \| Turner Test Pipes \| Dinan Axle-Back \| OETuning \| Eibach Springs \| UUC SSK \| VRS Front Lip \| VRS Type I Diffuser \| Matte Black \| RPi Scoops \| MS Filter \| Yokohama AD08 \| F1 Pinnacle Special Thanks: Gintani \| OETuning \| eAs
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02-04-2009, 06:56 AM	#4
Comet Troll Harder 403 Rep 596 Posts Drives: 997 GT3, 997 4 GTS, X6M Join Date: May 2007 Location: Montreal, Beirut iTrader: (0) Garage List 2011 Porsche GT3 [8.00] 2012 Porsche 4 GTS [5.34]	you lose nothing by calling and asking.. chances are they will fight it... __________________
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02-05-2009, 06:58 PM	#6
Sh0cker n00b 5 Rep 178 Posts Drives: 335i Join Date: Jul 2008 Location: NJ iTrader: (9)	It took you 45 days to figure out the box was empty? Credit cards usually side with the purchaser, you'll probably get your money back. __________________ His: 08 E92 335i (sold), 99 Corolla beater car Hers: 09 Tiguan Previous: 09 e93 328i, 04 WRX, 07 S40, 03 E46 330xi, 04 F4i, 04 EX250
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02-05-2009, 07:08 PM	#7
Blake Banned 795 Rep 4,647 Posts Drives: Chevy Aveo Join Date: May 2008 Location: Parent's Basement iTrader: (7)	just call them and say the charge was not authorized by you. most of the time, they don't give a shit. they'll refund you the $$ and that's probably the last you'll ever hear about it...at least that's been my experience. the worst that can happen is you'll have to get new CC numbers. i did it once when i lost $500 one night doing online poker, i was shitfaced and don't really remember doing it...called and said some nigerian stole my card and got all the money back. i never heard a complaint once from bank of america, although i did get an email from whichever online casino it was calling me an asshole, etc.
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02-05-2009, 07:58 PM	#10
kevinbahnz Captain 159 Rep 709 Posts Drives: 2008 335xi sedan Join Date: Aug 2008 Location: Ma-NC iTrader: (1)	I bought something with my B0fA debit and when it didnt come in the mail. BofA credited my money back. __________________
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