[Condorll]

Originally Posted by jessejericho

So you didn't post a source, and then stated another statistic without a source.



Lol pretty rich coming from an American, good luck in November

Still a Canadian, dual citizen for almost 30 years now. Born and lived in Canada for almost 4 decades, moved out in '96. Will never go back.

Listen to this idiot:

https://www.msn.com/en-us/news/world...ce/ar-BB1jYzht

[Ugly Kar]

Originally Posted by Weather Man

Another guy to lazy to read.

That's the standard response when they don't like the facts.

[jessejericho]

Originally Posted by Weather Man

Another guy to lazy to read.

*too

Too lazy to read what? Statistics that you are making up as you go along? I read them, and asked you to provide a source. You seem unable to do so.

Originally Posted by Ugly Kar

That's the standard response when they don't like the facts.

What facts? The guy is just making up statistics. Show me a source that backs up those claims, I'll wait.

[Ugly Kar]

Originally Posted by jessejericho

*too

Too lazy to read what? Statistics that you are making up as you go along? I read them, and asked you to provide a source. You seem unable to do so.



What facts? The guy is just making up statistics. Show me a source that backs up those claims, I'll wait.

Do your own research spoon fed lazy. I'm not lifting a finger to help you.

[FrankMstein]

This has nothing to do with politics and everything to do with corporate GREEDFLATION! If you care to investigate the oil companies proffits vs. prices, you'll see it's CORPORATE GREED!

[mfarrzhp]

Originally Posted by Condorll

My wife just had her policy renewed with a 25% Increase.
Drives less than 4,000 miles per year, pleasure only.
Parks in our garage in our home in the suburbs.
2017 Acura RDX.
She has had no accidents or claims in 15 years.
This is the biggest increase we have ever seen, who the F are we paying for ? EV's? Illegals?

Unfortunately, insurance companies don’t really rate on an individual basis, even with telematics. It would be very time consuming and not very feasible given companies have to file their rates with state regulators (that approve the rates).

Your wife, and all of us, get lumped into groups which can get pretty granular to get a better rate than other drivers. Still there are larger trends that will cause the indicated rate to go up, most commonly rising theft, weather events, inflation on parts and labor and of course, lawsuits.

I do this for a living (on the home insurance side). The good news is that Q1 2024 was much better for the P&C market, and the industry is trying to recoup billions lost in 2021 and 2022. We should begin to see some leveling of rates at the end of the year, and maybe even some downward pressure on price by 2026 if things continue to improve. Regional pricing will vary due to weather and legal environment.

[mfarrzhp]

Originally Posted by FrankMstein

This has nothing to do with politics and everything to do with corporate GREEDFLATION! If you car to investigate the oil companies proffits vs. prices, you'll see it's CORPORATE GREED!

ALL financials

Take a look at Allstate’s earnings since 2020. They are not an anomaly. It’s been bad even as revenue has risen. To blindly say corporate greed is lazy. Yes, all companies want to maximize profits, but insurance companies are content with a very low operating margin and making their money in investments. Even that doesn’t always work as seen. In the past couple of years

[FrankMstein]

Originally Posted by mfarrzhp

ALL financials

Take a look at Allstate’s earnings since 2020. They are not an anomaly. It’s been bad even as revenue has risen. To blindly say corporate greed is lazy. Yes, all companies want to maximize profits, but insurance companies are content with a very low operating margin and making their money in investments. Even that doesn’t always work as seen. In the past couple of years

To say that the current admin is to blame for the cost of items is just as disingenuous. The largest economy in the world is still the best and a model the rest of the world looks up to. Especially after COVID. Corporations and small businesses are using the booming economy and the false narrative that this admin is to blame is not true.

Companies that fail in this economy of greedflation are just mismanaged, period. One case in point is Navient that was Sallymae. I happen to know the inside story.

[NickyC]

Booming economy….

lol

[Tyga11]

Been with SF 20+ years...I may go to Progressive...insurance is ridiculous and these capitalist pigs can all go to hell

[FrankMstein]

Originally Posted by NickyC

Booming economy….

lol

I figured one of you'd chime in. Yes, the envy of, and the fastest growing, on the planet. Data doesn't lie. Facts don't care about your feelings.

[FrankMstein]

Data…

[NickyC]

Originally Posted by FrankMstein

I figured one of you'd chime in. Yes, the envy of, and the fastest growing, on the planet. Data doesn't lie. Facts don't care about your feelings.

lol

[mfarrzhp]

Originally Posted by FrankMstein

To say that the current admin is to blame for the cost of items is just as disingenuous. The largest economy in the world is still the best and a model the rest of the world looks up to. Especially after COVID. Corporations and small businesses are using the booming economy and the false narrative that this admin is to blame is not true.

Companies that fail in this economy of greedflation are just mismanaged, period. One case in point is Navient that was Sallymae. I happen to know the inside story.

Where did I say the current admin is to blame? Inflation has been extraordinary since 2021 for many reasons including COVID rebound and massive supply chain issues. Specifically with cars, as used cars became more expensive than new cars. Also, wages went up to combat inflation causing labor rates on repairs to increase. Even mom and pop shops are charging $100-120/hr for labor.

[FrankMstein]

Originally Posted by mfarrzhp

Where did I say the current admin is to blame? Inflation has been extraordinary since 2021 for many reasons including COVID rebound and massive supply chain issues. Specifically with cars, as used cars became more expensive than new cars. Also, wages went up to combat inflation causing labor rates on repairs to increase. Even mom and pop shops are charging $100-120/hr for labor.

I was stating in general. Sorry. I am in warranty and see some large shop rates up to 170/185 now! People are crying that their wages didn't increase and blaming the wrong people. Blame your business. I see people's small businesses failing and blame the wrong people. I see their workers leave because they don't pay them enough. Businesses all around the world did the same and every countries inflation reacted yet somehow it's all one guys fault. It seems as if hilljack Georgia types believes their slum (town) is somehow different or the exact same depending on the subject. >>>rant over<<< Cultists infuriate me with their limited scope and heavy bias towards what fits their narrative.

[jkoral]

Just got my renewal in MA from Plymouth Rock, pleasantly surprised my policy only went up ~8%. Total policy is $7450 for 4 cars and 5 drivers (2 teenagers) and one at fault accident from my 25 year old daughter (time to kick her off the policy).

[Our03z4]

Originally Posted by Tyga11

Been with SF 20+ years...I may go to Progressive...insurance is ridiculous and these capitalist pigs can all go to hell

Both of those companies were my least favorite to deal with plus add Liberty Mutual. I'll say it again for everyone, get a quote from Erie if available in your area.

[Tyga11]

Originally Posted by Our03z4

Both of those companies were my least favorite to deal with plus add Liberty Mutual. I'll say it again for everyone, get a quote from Erie if available in your area.

Why Erie? Are they just less expensive? Do you bundle with them?

[chris_1001]

Originally Posted by jkoral

Just got my renewal in MA from Plymouth Rock, pleasantly surprised my policy only went up ~8%. Total policy is $7450 for 4 cars and 5 drivers (2 teenagers) and one at fault accident from my 25 year old daughter (time to kick her off the policy).

Good (well, as good as an increase could be), I'm dreading my renewal... I have Plymouth Rock also.

[zx10guy]

Erie can shove it as far as I'm concerned. They screwed me years ago when I was in my 20s and I've never forgotten what they did. Even if they're cheaper than any other insurance company out there, I won't send a single penny to them.

[Equilibrandt]

State Farm, Los Angeles area, both my wife and I below the age of 30: 18.8% change to our monthly.

[x622]

I'm now at 24k a year for all my cars. The worst part? If I have to actually make a claim, my rates will go up higher than what the claim was.

I wish I could just self insure...