is BMW(USA) credit card worth getting?

SpaceSilver.X1 · 02-01-2024, 07:59 PM

Rich807 · 02-01-2024, 09:21 PM

I don't see why anyone would pick it but that's just me

10" · 02-04-2024, 08:51 AM

I’ve had it for several years! Not bad. I use it for all service and maintenance I get done and the rewards translates into BMW service gift cards which is good for me because I always service through the dealer.

If you don’t use dealer service and use independent mechanics it will have less use, IMO.

chris_1001 · 02-04-2024, 01:54 PM

I've had once since 2004, no complaints. Points towards BMW stuff

tturedraider · 02-04-2024, 03:10 PM

Last time I looked it wasn’t worth it to me. I have a card with a 2% cash rebate on everything. I eat out quite a bit, so I just added a card that has a 3% cash rebate on restaurants and on travel/car rental and I’m buying my gas exclusively at Costco now, so I also added a Costco Visa that gives a 4% rebate on gas from Costco and regular gas stations. It excludes gas from other discount stations like Sam’s Club and Walmart/Murphy’s and I think maybe grocery store gas stations. On the rare occasion I don’t gas up at Costco I use a regular Shell gas station.

SpaceSilver.X1 · 02-04-2024, 03:33 PM

Quote:

Originally Posted by tturedraider

Last time I looked it wasn’t worth it to me. I have a card with a 2% cash rebate on everything. I eat out quite a bit, so I just added a card that has a 3% cash rebate on restaurants and on travel/car rental and I’m buying my gas exclusively at Costco now, so I also added a Costco Visa that gives a 4% rebate on gas from Costco and regular gas stations. It excludes gas from other discount stations like Sam’s Club and Walmart/Murphy’s and I think maybe grocery store gas stations. On the rare occasion I don’t gas up at Costco I use a regular Shell gas station.

I wish Citibank can let bygones be bygones... but apparently they are still sore and definitely holding a grudge against me. I successfully won a sizable lawsuit against them 11 years ago and they probably blacklisted me from doing business with them ever again... even if it's just a Citi Costco Visa card.

Game · 02-06-2024, 12:17 PM

0 interest for a year so I put a part of my down payment on it. No complaints.

nyalpine90 · 02-06-2024, 02:01 PM

Quote:

Originally Posted by Game

0 interest for a year so I put a part of my down payment on it. No complaints.

this is exactly what i did

Westside Guy · 02-06-2024, 02:11 PM

Quote:

Originally Posted by SpaceSilver.X1

I wish Citibank can let bygones be bygones... but apparently they are still sore and definitely holding a grudge against me. I successfully won a sizable lawsuit against them 11 years ago and they probably blacklisted me from doing business with them ever again... even if it's just a Citi Costco Visa card.

Sounds like their version of being put on the “No Fly” list of an airline. 😢

02-01-2024, 07:59 PM	#1
SpaceSilver.X1 world's slowest BMW driver 1576 Rep 1,001 Posts Drives: U11, G60, W211, AZ20 Join Date: Nov 2023 Location: no front license plate state iTrader: (0)	is BMW(USA) credit card worth getting? is BMW(USA) credit card worth getting?
	Appreciate 0 Tweet Quote

02-01-2024, 09:21 PM	#2
Rich807 Second Lieutenant 100 Rep 257 Posts Drives: X1 M35i Join Date: Feb 2021 Location: Southern NV iTrader: (0)	I don't see why anyone would pick it but that's just me __________________ '25 X1 M35i Formally Owned: 2022 X2 S-Drive. Running 13mm Wheel Spacers & 255-wide 'go-flat' tires. 2011 X5 35d w/Sport Package 1986 528
	Appreciate 0 Quote

02-04-2024, 08:51 AM	#3
10" Colonel 5056 Rep 2,297 Posts Drives: orange BMW 1M. Join Date: Jun 2018 Location: world iTrader: (0)	I’ve had it for several years! Not bad. I use it for all service and maintenance I get done and the rewards translates into BMW service gift cards which is good for me because I always service through the dealer. If you don’t use dealer service and use independent mechanics it will have less use, IMO. __________________ don't read this. too late...
	Appreciate 1 nyalpine907734.50 Quote

02-04-2024, 01:54 PM	#4
chris_1001 Second Lieutenant 774 Rep 245 Posts Drives: 2022 BMW M340i Join Date: Apr 2007 Location: MA iTrader: (1) Garage List 2022 M340i xDrive [0.00]	I've had once since 2004, no complaints. Points towards BMW stuff __________________ 2022 M340i XDrive, Oxide Grey Metallic/Tacora Red/Shadowline. 2004 330Ci (Sold), 2007 335i (Sold)..
	Appreciate 1 nyalpine907734.50 Quote

02-04-2024, 03:10 PM	#5
tturedraider Major General 6013 Rep 6,756 Posts Drives: 2018 340i M Sport Join Date: Apr 2006 Location: Chicago, Edgewater (via Texas & Tennessee) iTrader: (0) Garage List 2018 BMW 340i M Sport [8.89] 2020 BMW M340i xDrive [9.00] 2018 BMW 340i M Sport [8.00] 2006 BMW 330i Sport [6.60] 2004 BMW 330i ZHP [7.83] 2000 BMW 328i [6.17]	Last time I looked it wasn’t worth it to me. I have a card with a 2% cash rebate on everything. I eat out quite a bit, so I just added a card that has a 3% cash rebate on restaurants and on travel/car rental and I’m buying my gas exclusively at Costco now, so I also added a Costco Visa that gives a 4% rebate on gas from Costco and regular gas stations. It excludes gas from other discount stations like Sam’s Club and Walmart/Murphy’s and I think maybe grocery store gas stations. On the rare occasion I don’t gas up at Costco I use a regular Shell gas station. __________________ www.bmwcca.org member #388003 - Use me as a referral & you could win a one day ///M Driving School!! ___________________________________________
	Appreciate 0 Quote

02-06-2024, 12:17 PM	#7
Game ------ 8266 Rep 10,726 Posts Drives: G80 LCI, G87 (sold) Join Date: Aug 2010 Location: Chicago'ish iTrader: (26)	0 interest for a year so I put a part of my down payment on it. No complaints. __________________
	Appreciate 2 nyalpine907734.50 Westside Guy7622.50 Quote