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      11-01-2024, 03:49 AM   #1
MidnightLight
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BMW financing interest rate for G45 is now 4.49% (USA)

The November offers just got posted. Looks like BMW Financial Services is now offering 4.49% APR for financing, which is a big improvement from the non-promotional base rate of 5.29% last month.

Dealers can still add a markup of up to 1%. But this is good news nonetheless as the ceiling is now lower. Hopefully this also gives a bit more negotiating room.

Of course this is only applicable to the US market, and you need excellent credit to qualify for the best rate.

https://www.bmwusa.com/special-offers.html

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      11-02-2024, 03:57 PM   #2
SunshineJK
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That's good news, thanks! Any idea how long it'll take for the rate to come down to the 2 99% being offered for the other models?
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      Today, 03:27 AM   #3
MidnightLight
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Quote:
Originally Posted by SunshineJK View Post
That's good news, thanks! Any idea how long it'll take for the rate to come down to the 2 99% being offered for the other models?
Not for a while, I suspect. They're probably going to try to milk the higher rate for a while since this is the new gen of their best selling model. Even at 5.49% (4.49 + 1.00 dealer markup), this is still a better rate than the vast majority of third party lenders. So there's little external pressure to lower the rate quickly.
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