[persian54]

btw AMEX is beautiful.. I have virtually 'no limit' (as the limit is much higher than my MC or Visa cards)
their customer service is top notice

if they see a transaction that is out of the ordinarily, they call me on my cell asap and ask if it's legit
it's saved me a bunch of times

and they will express mail you a card in 1-2 days, 3-3 internationally!


I love AMEX, but the reason most places don't take it is cause they charge 3% versus the 2% Visa/MC charge

[Blake]

bank of america accolades amex. great perks, 8.9% fixed apr.

[burberry]

Originally Posted by BMdblU

Just get a Visa classic with a $500 limit to start. That's what I did when I was 18

They should tell you everything about the card before you sign up anyway. But the classic visa cards are the best IMO, no hassle. I haven't had a problem with them yet. Easy to dispute charges and get reimbursed.

[ZJP]

Originally Posted by stimpy

Too bad no one takes it.

I wouldn't go as far as saying that.

They aren't accepted widely as Visa/MC obviously, however there are still places that take them.
Amex is the worst since they have the highest 'per transaction' fee.

[BKV122]

If you have a problem with spending money then no, but seems you pay your expenses off. So go for one! I use mine all the time, gas, shopping, etc.. I don't go crazy and i pay all my CC bills off in full and on time.