Any decent CD's or high yield saving accounts out there?

wj4 · 10-10-2010, 03:30 PM

I know the rates have really gone down the last several years, but I just want to check in with some of the savvy members out there to see if they know of any place with a decent return rate.

I have been saving up on a regular basis for quite sometime now, and it's not doing much just sitting in the checking account at the moment. Thanks, fellas.

Tondtar · 10-10-2010, 03:49 PM

Check into ING Direct's Orange CD rates :

http://home.ingdirect.com/products/p...asp?s=OrangeCD

Still pretty dismal but better than most.
1.5% for 48-60 month? No thanks, I rather put it under the mattress. It may grow more by itself!

SchlauCow · 10-10-2010, 06:26 PM

Try searching on www.bankrate.com

Inspired · 10-10-2010, 08:07 PM

I just opened a American Express savings account. 1.30%

Better than have it rot in my checking getting .1%

wj4 · 10-10-2010, 08:09 PM

Thanks, fellas. As expected, the rates are minuscule. Oh well, I'll just keep the cash under the mattress and continue to sleep with a gun for now.

Chest Rockwell · 10-10-2010, 09:00 PM

Buy Gold!! Look into it.

kyleb350 · 10-11-2010, 09:38 AM

I agree with using bankrate.com. I was looking to find a high yield savings account a couple years ago and found a good one there at the time.

TMNT · 10-11-2010, 11:14 AM

I use Capital One's high yield money market account. It was the higest at the time, but has really dropped like all other companies.

The things I like are that there are no fees, no minimums, you get a check book and a debit card. They also don't charge you if you take money out of an ATM, you only pay the fee that specific ATM you use charges. You also get like some 6 withdrawls/transfers or something like that a month and free online transfers too.

It was the best at the time 3 years ago and I would imagine its still one of the best now. Its at 1.10%

They have a savings one at 1.35

10-10-2010, 03:30 PM	#1
wj4 Major General 356 Rep 7,719 Posts Drives: E90 manual 335i Join Date: Nov 2006 Location: Burbank, CA iTrader: (8)	Any decent CD's or high yield saving accounts out there? I know the rates have really gone down the last several years, but I just want to check in with some of the savvy members out there to see if they know of any place with a decent return rate. I have been saving up on a regular basis for quite sometime now, and it's not doing much just sitting in the checking account at the moment. Thanks, fellas.
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10-10-2010, 03:49 PM	#2
Tondtar 12 yr old Juvie 1137 Rep 881 Posts Drives: His Mom Crazy Join Date: Apr 2008 Location: El Lay iTrader: (2) Garage List 2008 (RIP in 2011) ... [0.00]	Check into ING Direct's Orange CD rates : http://home.ingdirect.com/products/p...asp?s=OrangeCD Still pretty dismal but better than most. 1.5% for 48-60 month? No thanks, I rather put it under the mattress. It may grow more by itself! Last edited by Tondtar; 10-10-2010 at 06:57 PM..
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10-10-2010, 06:26 PM	#3
SchlauCow ****** 145 Rep 337 Posts Drives: Honda M6 Join Date: Mar 2010 Location: Radiance iTrader: (4)	Try searching on www.bankrate.com
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10-10-2010, 08:07 PM	#4
Inspired Colonel 153 Rep 2,368 Posts Drives: 335i Join Date: Dec 2007 Location: California iTrader: (2)	I just opened a American Express savings account. 1.30% Better than have it rot in my checking getting .1%
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10-10-2010, 08:09 PM	#5
wj4 Major General 356 Rep 7,719 Posts Drives: E90 manual 335i Join Date: Nov 2006 Location: Burbank, CA iTrader: (8)	Thanks, fellas. As expected, the rates are minuscule. Oh well, I'll just keep the cash under the mattress and continue to sleep with a gun for now.
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10-10-2010, 09:00 PM	#6
Chest Rockwell Private First Class 17 Rep 134 Posts Drives: 2011 M3 Sedan Join Date: Jun 2010 Location: Maryland iTrader: (0)	Buy Gold!! Look into it.
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10-11-2010, 09:38 AM	#7
kyleb350 Brigadier General 429 Rep 4,709 Posts Drives: '21 X3MC Join Date: Jun 2008 Location: Milwaukee iTrader: (6)	I agree with using bankrate.com. I was looking to find a high yield savings account a couple years ago and found a good one there at the time.
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10-11-2010, 11:14 AM	#8
TMNT Captain 178 Rep 872 Posts Drives: 330ci ZHP Join Date: Jan 2007 Location: VA iTrader: (0)	I use Capital One's high yield money market account. It was the higest at the time, but has really dropped like all other companies. The things I like are that there are no fees, no minimums, you get a check book and a debit card. They also don't charge you if you take money out of an ATM, you only pay the fee that specific ATM you use charges. You also get like some 6 withdrawls/transfers or something like that a month and free online transfers too. It was the best at the time 3 years ago and I would imagine its still one of the best now. Its at 1.10% They have a savings one at 1.35
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