BMW Owners: What is your Credit Score?

ska///235i · 05-17-2006, 08:01 PM

780ish.....when you have a mortgage, your score will sky rocket

CALIF65GM · 05-17-2006, 11:43 PM

About 750, it fell a bit after the 330 loan.

Nikki · 05-17-2006, 11:48 PM

i don't know, but i've never missed a payment.

hotsand5 · 05-18-2006, 12:25 AM

720, but i'm only 24. I need 2 more years of credit history before the score jumps. You need 8 years of solid history before you can get way up in the 800's. I checked my score on www.privacyguard.com It costs though, but a good ideal to check it out a couple times a year to make sure everything is in order.

txusa03 · 05-18-2006, 08:45 AM

Quote:

Originally Posted by aapriadi

how do u check for credit score? i'm a foreigner, do i even have one lol

I am going to report you to INS

my credit score is uh -300?

Lux-21 is not old. you have plenty of time to build the score up. Just keep paying your bills on time and do not get too many credit cards. All you need is one plastic.

txusa03 · 05-18-2006, 08:47 AM

Quote:

Originally Posted by hotsand5

720, but i'm only 24. I need 2 more years of credit history before the score jumps. You need 8 years of solid history before you can get way up in the 800's. I checked my score on www.privacyguard.com It costs though, but a good ideal to check it out a couple times a year to make sure everything is in order.

personally, I think it is more important to check your credit report (which is free). The report will tell you if someone is crewing with your credit or if there are any sort of discrepancy. You never know now a say with SSN/identity theft.

TENCHI · 05-18-2006, 08:52 AM

Quote:

Originally Posted by tl_boy

how do i check? my bmw dealer told me 'near 800' i guess thats good.

701 is near 800 :P

I have 730+ now but only 4 yrs ago I had 590

tl_boy · 05-18-2006, 10:37 AM

he first said "near 800" i said, okay, but how much then he said, "i dont' remember but it was over 770."

What'd you have again... oh thats right, 730.

Quote:

Originally Posted by TENCHI

701 is near 800 :P

I have 730+ now but only 4 yrs ago I had 590

puck724 · 05-18-2006, 03:56 PM

lol

Squawks · 05-18-2006, 04:08 PM

Quote:

Originally Posted by puck724

just checked mine. im 20 and my score is 743

Puck don't lie - you know it's really 724. You can't hide the truth, homie.

puck724 · 05-18-2006, 04:10 PM

haha, nice squawks...lol

Minimaul · 05-18-2006, 04:48 PM

I'm at 604, with no BMW. I had 1 "possibly negative" thing on my report, but, I took care of it yesterday. I also just opened a bank acount at Wells Fargo, and I'm going to try to get another credit card. I'm also bring my balance on my main credit card closer to $0 this pay check.

Each time I apply for an auto loan I get shot down. "Not enough revolving acounts", "not enough credit", "one deliquenicy", ect.

Hopefully it'll go up next month when the system updates and shows that I took care of the collection that was on there. I donno... it would be nice for it to get higher though... that way I can actually BUY a BMW like I want too...............

poldim · 05-19-2006, 12:40 AM

770 last I checked

difush · 05-19-2006, 02:11 AM

-1000 probably as far as the banks are concern..never ask them for a loan...

Gitta · 05-19-2006, 02:08 PM

797 with no lates, 330i loan, mortgage, and no credit card debt.

05-17-2006, 08:01 PM	#23
ska///235i ***** noob 1416 Rep 10,477 Posts Drives: 325xi>M235i>428GCx Mspor Join Date: Sep 2005 Location: Boston iTrader: (34) Garage List 2006 325xi [0.00]	780ish.....when you have a mortgage, your score will sky rocket __________________ 2006 325xi (Sold) 2014 M235I (Current) 2015 428xi Gran Coupe (STB)
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05-17-2006, 11:43 PM	#24
CALIF65GM Colonel 101 Rep 2,041 Posts Drives: e93-35 May08 ED Join Date: Jun 2005 Location: SF, CA iTrader: (0) Garage List 06 - Oct. 05 build ... [0.00]	About 750, it fell a bit after the 330 loan. __________________ 5-2-08 e93-35 ED Montego w/Jade Grey, Step w/Paddles, PP, SP, CA, hot seats and iPod.Awaing re-delivery soon. Debadged 330xi ED 11/14/05 Auto/Mystic Blue/Gray leather with Alum/PP/SP/CA/Fold-down rear seats/Alarm. Sold to Carmax on 6/7/08 with 50,624 miles on clock
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05-17-2006, 11:48 PM	#25
Nikki Major General 1042 Rep 6,381 Posts Drives: Sepang Z4MC Join Date: Aug 2005 Location: LA iTrader: (9)	i don't know, but i've never missed a payment. __________________ Nikki
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05-18-2006, 12:25 AM	#26
hotsand5 hotsand5 50 Rep 806 Posts Drives: 2006 BMW 330i 6spd Join Date: Nov 2005 Location: chicago iTrader: (0) Garage List 2006 330i [0.00]	720, but i'm only 24. I need 2 more years of credit history before the score jumps. You need 8 years of solid history before you can get way up in the 800's. I checked my score on www.privacyguard.com It costs though, but a good ideal to check it out a couple times a year to make sure everything is in order. __________________ -2006 BMW 330i-Sapphire Black- Tera Leather-Aluminum trim- 6spd manual- Sport- Premium- Cold- Navigation- Euro. delivery -2005 Yamaha Warrior 1700 102cu"
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05-18-2006, 03:56 PM	#31
puck724 COLTS 4 LIFE!!! 101 Rep 1,746 Posts Drives: 2006 330i Join Date: Aug 2005 Location: california iTrader: (1) Garage List 2006 330i [0.00]	lol __________________ 2006 330i --sapphire black--black leather --alumminum trim --premium package --cold weather package --park distace control --automatic transmission --navigation with iDrive
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05-18-2006, 04:10 PM	#33
puck724 COLTS 4 LIFE!!! 101 Rep 1,746 Posts Drives: 2006 330i Join Date: Aug 2005 Location: california iTrader: (1) Garage List 2006 330i [0.00]	haha, nice squawks...lol __________________ 2006 330i --sapphire black--black leather --alumminum trim --premium package --cold weather package --park distace control --automatic transmission --navigation with iDrive
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05-18-2006, 04:48 PM	#34
Minimaul Oh! Snap! 9 Rep 121 Posts Drives: F30 328xi, e36 M3/4/5 Join Date: Mar 2005 Location: Hoth iTrader: (0)	I'm at 604, with no BMW. I had 1 "possibly negative" thing on my report, but, I took care of it yesterday. I also just opened a bank acount at Wells Fargo, and I'm going to try to get another credit card. I'm also bring my balance on my main credit card closer to $0 this pay check. Each time I apply for an auto loan I get shot down. "Not enough revolving acounts", "not enough credit", "one deliquenicy", ect. Hopefully it'll go up next month when the system updates and shows that I took care of the collection that was on there. I donno... it would be nice for it to get higher though... that way I can actually BUY a BMW like I want too............... __________________ :0
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05-19-2006, 12:40 AM	#35
poldim Vroom Vrrooooom 309 Rep 3,146 Posts Drives: 330i Join Date: Oct 2005 Location: Bay Area, CA iTrader: (2) Garage List 2006 330i Sedan [0.00] 2003 GSX-R 600 [0.00]	770 last I checked __________________ -Dmitriy 06' BMW 330i & 03' Suzuki GSX-R600 SG \| Beige Dakota \| Poplar \|\| iDrive w/MP3 \| PP \| SP \| CWP \| PDC \| Comfort \| Shades \|\| 40% Tint \| Black Line Tail Lights \| Hardwired V1
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05-19-2006, 02:11 AM	#36
difush Enlisted Member 0 Rep 46 Posts Drives: E90 Join Date: Apr 2006 Location: Asia iTrader: (0)	-1000 probably as far as the banks are concern..never ask them for a loan...
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05-19-2006, 02:08 PM	#37
Gitta Kelly's 330i 13 Rep 413 Posts Drives: 330i Join Date: Feb 2006 Location: E PA iTrader: (0) Garage List 2006 330i (current ... [0.00] 2006 330i (new) [0.00] 2006 330i (interior) [0.00]	797 with no lates, 330i loan, mortgage, and no credit card debt. __________________ '06 330ix \| 6MT \| TS-BDL-BW \| ZSP \| ZPP \| heated seats \|... mods \| cf splitters painted TiAg \| spoiler \| blacklines \| short shift knob \| cf trim \| *** winter setup: 17" ASA JH3 & Dunlop WinterSport M3 DSST * . '01 325xi \| auto \| TS-GDL-BW \| ZPP \| heated seats \|........... mods** \| spoiler \| mudguards \| blackout grills \| clear lights \| halo projector headlights \|
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